Custom homes

Your home, built around how you live.

From a plan you love to a lot you own, we handle design, permits, and every trade, with one point of contact the whole way.

A newly built custom home in Central Texas
Framing on a new custom home
What’s included

Design-build, done plainly.

  • Site visit and lot review: soil, slope, utilities, setbacks
  • Plans and a line-item estimate with honest allowances
  • Permits, inspections, and every trade scheduled for you
  • Selections guided room by room, with the budget in view
  • Progress photos and a schedule you can actually see
  • Final walkthrough and a punch list we close out
Common questions

Good questions to ask any builder.

How much does a custom home cost per square foot?

Around Waco, a true custom home generally runs about $250 to $400 per square foot before land and site work, so a 2,000 square foot home often lands between $500,000 and $800,000. Your lot, design, and finishes move that number. The honest answer comes from a site visit and a written estimate. We’ll show you where the money goes line by line, so you can decide where to spend and where to save.

Can you build on land I already own?

Yes. We’ll walk the lot with you first to check access, soil, utilities, and setbacks, because those affect the budget before a single wall goes up.

How do construction loans work?

The lender pays in stages as work is finished and inspected. Many loans convert to a regular mortgage when the home is done. Our lending partner can pre-approve you before plans are final so the numbers match.

What is an allowance?

A set budget for something you’ll choose later, like flooring or light fixtures. If your pick costs more or less, the difference is written up so nothing is a surprise.

Financing, built in

Know your budget before you break ground.

We work with our lending partner, Trinathen Lending, so the loan and the build move together: pre-approval up front, draws paid as the work gets done, and one plan from the lot to the keys.

Construction loansBuild first, then it becomes your mortgage. Often one closing.
Renovation loansRoll a remodel into a purchase or refinance.
Lot & land loansBuy the land now, build when you’re ready.
VA & adapted homesVA loans, plus help with the SAH grant process.
Commercial constructionThrough Trinathen Business Capital.
Land developmentFinancing for lots, roads, and utilities.

Financing is offered by Trinathen Lending, LLC, a Texas mortgage company (Company NMLS #2783720; Alan Cooper, Mortgage Loan Originator, NMLS #1912420). Grace Custom Contracting & Design and Trinathen Lending are separate companies. You are free to choose any lender; using Trinathen Lending is never required to work with us. All loans are subject to credit approval, program guidelines, and property eligibility. Rates, terms, and approval are not guaranteed. Equal Housing Opportunity.

Free consultation

Let’s talk about what you want to build.

A free consultation, a clear written estimate, and financing lined up before the first shovel.